Comparison
Topstep vs MyFundedFutures: EOD Trailing vs Static Drawdown
Two solid futures-native firms whose numbers land closer together than the marketing suggests once you check them against the source. The real dividing line is the drawdown mechanic: Topstep's floor rises with your equity, MyFundedFutures' doesn't move at all.
Rule-by-rule comparison — 50k accounts
| Rule | Topstep 50k | MyFundedFutures 50k |
|---|---|---|
| Profit target | $3,000 | $3,000 |
| Max drawdown | $2,000 | $2,000 |
| Drawdown type | EOD trailing | StaticWIN |
| Daily loss limit | $1,000 | $1,250 |
| Consistency rule (eval) | No % consistency rule on the Combine (evaluation) — instead a… | None — explicit, no cap on single-day contribution. |
| Min trading days | 10 days | NoneWIN |
| Automation allowed | Full automation permitted on the Combine (evaluation). | Explicitly permitted on both the evaluation and the live funded account —…WIN |
| Payout split | 90/10 from the first dollar for accounts created after Jan 12, 2026…WIN | Not published |
| Best for | Well-documented rule set with a stated payout structure | No minimum trading days, static floor, funded-account automation |
The drawdown difference — and why it matters for algos
Topstep's EOD trailing drawdown
Topstep's floor is calculated from the highest balance recorded at the end of any trading day — not intraday highs, but not fixed either. Start a day at $50,000 and close it at $51,500, and the floor moves up to $49,500 (a $2,000 trail). Give back $300 the next day without a new high close, and the floor stays put — it only ever moves up.
For a script, this means available cushion shrinks over time even without a loss: a strategy that starts with $2,000 of room above the floor eventually has less, purely because its own winning closes kept raising the bar. The strategy needs to periodically recompute how much room is actually left rather than coding to one fixed number.
MyFundedFutures' static drawdown
MyFundedFutures fixes the floor at account open and never moves it — $2,000 below the starting balance on a 50k account, for the life of the evaluation, whether the account grows to $60,000 or stays flat. That's a single constant a script can check against without ever recalculating, which is the simplest drawdown model to build around.
What this means in practice
A strategy averaging small wins on most sessions will see its Topstep cushion erode over time purely from winning — not from any mistake — while the same run of sessions leaves MyFundedFutures' floor exactly where it started. That doesn't make Topstep's structure bad; it just means position sizing on Topstep should account for a shrinking buffer as the account climbs, which MyFundedFutures never requires.
Minimum trading days and consistency
MyFundedFutures has no minimum trading days requirement at all — the source states this explicitly and repeatedly. Topstep requires 10. Neither firm caps how much of total profit a single day can represent during the evaluation: MyFundedFutures has no consistency rule of any kind, and Topstep's Combine substitutes a participation requirement (5 separate winning days of at least $200 each) rather than a percentage cap. A strategy that front-loads its whole target into one session clears MyFundedFutures cleanly but still has to show up for enough additional Topstep sessions to satisfy that day-count requirement.
Which firm should you choose?
You want a documented, stated payout structure
- A published payout split rather than an unlisted figure
- Longer track record and a well-known brand
- Comfortable coding a recalculating EOD trailing floor
- Strategy naturally trades across multiple sessions
You want a fixed floor and no day minimum
- Static drawdown — one constant, never recalculated
- No minimum trading days requirement
- No consistency rule of any kind
- Automation explicitly permitted on the funded account too
Where Apex fits in
If automation friction is the deciding factor above all else, Apex Trader Funding has no daily loss limit during its evaluation — the single most automation-friendly rule of the three. See the Apex vs MyFundedFutures or Apex vs Topstep comparisons for the full breakdown against each.