Free Tool · 2026 Split Rules

Prop Firm Payout Calculator

Enter a gross trading profit and see exactly what you'd take home from Apex, Topstep, MyFundedFutures, and FTMO — side by side, including Topstep's first-$10k-at-100% rule.

Payout split comparison

Firm	Split	First Payout Minimum	Payout Frequency
Apex Trader Funding	90% flat	After 8 consecutive profitable months	Monthly
Topstep	100% first $10k then 90%	Meet funded account balance minimum	On request (weekly eligible)
MyFundedFutures (MFFU)	80% standard / 90% upgraded	After minimum trading days met	On request
FTMO	80% base up to 90% scaling	After passing challenge + verification	Monthly (on-demand scaling)

Understanding the splits

Topstep's tiered 100% structure

Topstep pays 100% of the first $10,000 in trading profit per funded account. Past that cumulative amount, the split drops to 90% on everything further — matching Apex's flat rate. That makes it the clear choice for early-stage funded traders who haven't crossed $10k in payouts yet. Note that accounts opened after January 12, 2026 start at a flat 90/10 split from the first dollar instead — the 100%-first-$10k structure applies to accounts opened before that date.

Apex's flat 90% split

Apex pays a flat 90% from the first dollar withdrawn, with no tiers. The tradeoff is eligibility: 8 consecutive profitable calendar months before your first payout request — longer than most competitors, offset somewhat by generous drawdown rules and no daily loss limit. Apex's newest account lines (opened under the March 2026 rule change) pay out 100% instead — check which product line a given account sits on before assuming which split applies.

MFFU's upgrade path

MyFundedFutures starts traders at an 80% split by default, with a paid upgrade available to move to 90%. Weigh the upgrade cost against your expected monthly profit before buying it.

Payout splits are based on publicly available terms as of 2026. Firms update terms without much notice — verify current numbers on the firm's own rules page before making a decision based on this calculator.

Frequently asked questions

Which prop firm has the best payout split?

For the first $10,000 earned on a funded account, Topstep's 100% split beats everyone — the trader keeps all of it. After $10,000, Topstep drops to 90%, matching Apex's flat rate. Past $10,000 total, Apex's flat 90% ends up nearly identical. MFFU starts at 80% but can be upgraded to 90%. FTMO's 80% base is the lowest of the group but reaches 90% on the scaling plan.

How often does Apex pay out?

Apex runs payouts on a monthly cycle, and eligibility requires 8 consecutive profitable calendar months on the funded account. Once eligible, payouts are requested through the trader dashboard and typically process within a few business days — a longer qualification window than Topstep or MFFU.

Can you request a payout at any time?

Topstep allows requests once you meet a minimum funded balance, with eligible traders able to request weekly. Apex requires the 8-consecutive-month qualification first. MyFundedFutures allows payouts once minimum trading days and balance requirements are met. Always confirm current terms directly with the firm before assuming eligibility.

Does FTMO have a scaling plan?

Yes — traders who consistently hit profit targets over multiple months can have their account size scaled up, and the payout split rises from an 80% base to as much as 90% on the scaling plan. FTMO trades forex/CFDs rather than direct futures contracts, so futures traders will generally find Apex or Topstep a better fit.