Comparison
Topstep vs Tradeify: Daily Loss Limit and Payout Compared
Both firms trail their drawdown floor from end-of-day balance, so the core mechanic is identical. What actually separates them is how hard the daily loss limit bites and how many days it takes to clear the eval.
Rule-by-rule comparison — 50k accounts
| Rule | Topstep 50k | Tradeify 50k |
|---|---|---|
| Profit target | $3,000 | $3,000 |
| Max drawdown | $2,000 | $2,000 |
| Drawdown type | EOD trailing | EOD trailing |
| Daily loss limit | $1,000 | Growth: a "soft limit" that pauses trading for the day rather than…WIN |
| Consistency rule (eval) | No % consistency rule on the Combine (evaluation) — instead a… | Growth: none.WIN |
| Min trading days | 10 days | 1 dayWIN |
| Automation allowed | Full automation permitted on the Combine (evaluation). | Explicitly permitted on both evaluations and funded accounts. |
| Payout split | 90/10 from the first dollar for accounts created after Jan 12, 2026… | 90%, on both the Growth and Select paths. |
| Eval price | Not published | $99–$149 typical |
| Best for | A well-documented account with legacy-tier payout upside | A fast, rule-light eval with no hard daily cutoff |
What each rule difference means for Pine Scripts
Daily loss limit: Tradeify's most important advantage
Topstep's $1,000 daily loss limit is enforced at the platform level — hit it, and trading stops for the session. Every Pine Script running on a Topstep account needs a daily kill switch that halts new entries before that threshold. Tradeify's Growth path uses a soft daily guidance figure instead of a hard cutoff, so a script can trade through a rougher-than-usual stretch of a session without an automatic stop firing. That matters most for strategies that take a few losers early before a setup confirms.
Drawdown room: now a wash
Both firms cap the 50k tier's trailing drawdown at $2,000 — identical numbers, not an edge for either side. A strategy sized against Topstep's trail is sized correctly for Tradeify's as well, at least on this dimension.
Minimum trading days: Tradeify enables speed
Topstep's 10-day minimum means the evaluation spans at least two calendar weeks of active sessions regardless of how quickly the profit target is hit. Tradeify's Growth path requires just 1. A script that catches a strong trending session on day one can complete the entire Tradeify evaluation before Topstep's minimum has even started to matter.
Payout structure: closer than the headline numbers suggest
Both firms currently describe a 90% split for new accounts. Where Topstep pulls ahead is for traders still on its pre-2026 legacy structure, who keep 100% of their first $10,000 in funded profit before the 90/10 split applies — a real edge, but tied to when the account was opened rather than a universal current rate. Tradeify's 90% applies flat, regardless of account age.
Which firm should you choose?
You want a well-documented, longer-running firm
- Longer operating history and broader brand recognition
- Comfortable coding a hard $1,000 daily kill switch
- On a legacy account structure with the 100%-first-$10k benefit
- Strategy naturally trades across 10+ sessions
You want the fastest, most rule-light eval
- No hard daily loss cutoff — script runs freely through rough stretches
- 1-day minimum — the fastest evaluation of the two
- No consistency rule on the Growth path
- Published typical pricing rather than promo-dependent