Topstep vs Tradeify: Daily Loss Limit and Payout Compared

Both firms trail their drawdown floor from end-of-day balance, so the core mechanic is identical. What actually separates them is how hard the daily loss limit bites and how many days it takes to clear the eval.

Rule-by-rule comparison — 50k accounts

Rule Topstep 50k Tradeify 50k
Profit target $3,000 $3,000
Max drawdown $2,000 $2,000
Drawdown type EOD trailing EOD trailing
Daily loss limit $1,000 Growth: a "soft limit" that pauses trading for the day rather than…WIN
Consistency rule (eval) No % consistency rule on the Combine (evaluation) — instead a… Growth: none.WIN
Min trading days 10 days 1 dayWIN
Automation allowed Full automation permitted on the Combine (evaluation). Explicitly permitted on both evaluations and funded accounts.
Payout split 90/10 from the first dollar for accounts created after Jan 12, 2026… 90%, on both the Growth and Select paths.
Eval price Not published $99–$149 typical
Best for A well-documented account with legacy-tier payout upside A fast, rule-light eval with no hard daily cutoff

What each rule difference means for Pine Scripts

Daily loss limit: Tradeify's most important advantage

Topstep's $1,000 daily loss limit is enforced at the platform level — hit it, and trading stops for the session. Every Pine Script running on a Topstep account needs a daily kill switch that halts new entries before that threshold. Tradeify's Growth path uses a soft daily guidance figure instead of a hard cutoff, so a script can trade through a rougher-than-usual stretch of a session without an automatic stop firing. That matters most for strategies that take a few losers early before a setup confirms.

Drawdown room: now a wash

Both firms cap the 50k tier's trailing drawdown at $2,000 — identical numbers, not an edge for either side. A strategy sized against Topstep's trail is sized correctly for Tradeify's as well, at least on this dimension.

Minimum trading days: Tradeify enables speed

Topstep's 10-day minimum means the evaluation spans at least two calendar weeks of active sessions regardless of how quickly the profit target is hit. Tradeify's Growth path requires just 1. A script that catches a strong trending session on day one can complete the entire Tradeify evaluation before Topstep's minimum has even started to matter.

Payout structure: closer than the headline numbers suggest

Both firms currently describe a 90% split for new accounts. Where Topstep pulls ahead is for traders still on its pre-2026 legacy structure, who keep 100% of their first $10,000 in funded profit before the 90/10 split applies — a real edge, but tied to when the account was opened rather than a universal current rate. Tradeify's 90% applies flat, regardless of account age.

Rules change frequently. Verify current Topstep and Tradeify terms on their official sites before purchasing an evaluation.

Which firm should you choose?

Choose Topstep if…

You want a well-documented, longer-running firm

  • Longer operating history and broader brand recognition
  • Comfortable coding a hard $1,000 daily kill switch
  • On a legacy account structure with the 100%-first-$10k benefit
  • Strategy naturally trades across 10+ sessions
Choose Tradeify if…

You want the fastest, most rule-light eval

  • No hard daily loss cutoff — script runs freely through rough stretches
  • 1-day minimum — the fastest evaluation of the two
  • No consistency rule on the Growth path
  • Published typical pricing rather than promo-dependent

Scripts ready for Topstep and Tradeify — choose your firm at checkout.

Daily kill switch parameters and EOD drawdown sizing configurable per firm.

Frequently asked questions

Does Topstep or Tradeify have a better daily loss limit?
Topstep enforces a hard $1,000 daily loss limit on its 50k tier — a strategy needs a built-in stop once that floor is hit. Tradeify's Growth path uses a soft daily guidance figure rather than a hard platform cutoff, so a script can run through a rough stretch of a session without tripping an automatic halt. For strategies that occasionally string together a few losers before recovering, Tradeify Growth's structure is the more forgiving one.
Which has a better payout — Topstep or Tradeify?
Both currently describe a 90% headline split for new accounts. Topstep traders on its pre-2026 legacy structure keep 100% of their first $10,000 in funded profit before the 90/10 split applies — a real edge, but one tied to account vintage rather than the current baseline. Tradeify pays a flat 90% regardless of account age.
Do both Topstep and Tradeify use EOD trailing drawdown?
Yes. Both trail the floor upward based on end-of-day closing balance rather than intraday highs — a meaningfully more forgiving mechanic than an intraday trail like Apex's, since intraday swings that close green don't tighten either firm's floor.
Which firm is cheaper — Topstep or Tradeify?
Tradeify publishes a typical price range for its evaluations (roughly $99–$249 depending on account size), while Topstep's pricing runs on a subscription-style model that varies with account tier and current promotions. Check both firms' live pricing pages for a current, accurate comparison.
Can I use the same Pine Script on Topstep and Tradeify?
Since both use EOD trailing drawdown, the core drawdown-tracking logic carries over unchanged. The main adjustment is the daily-loss layer: Topstep needs a hard $1,000 kill switch coded in; Tradeify's Growth path can run without one, or with a much looser soft guidance figure. Both support a standard TradingView → TradersPost → broker automation stack.